Doing Business in Burlington:  Banks & Alternative Lenders

Chittenden Bank
802·658·4000

Merchants Bank
802·658·3400

Key Bank
802·660·4170

Northfield Savings Bank
800-NSB-CASH
www.nsbvt.com

NorthCountry Federal Credit Union
802-657-6847
www.northcountry.org

Opportunities Credit Union:  Financing for machinery and equipment, and operating capital.
802-865-3404
www.vdcu.org

Vermont Federal Credit Union
802-658-0225
www.vtfcu.org

Community & Economic Development Office:  Provides gap lending to business owners who need to supplement other sources of debt and equity financing.
802·865·7187

USDA Business & Industry Direct Loan Program:  Gap financing for real estate, machinery and equipment purchases.
802·828·6031

Vermont Economic Development Authority (VEDA) / Vermont Job Start:  VEDA manages a wide range of low-cost lending programs for small- and medium-sized businesses.  Lending is customized to best fit a business's particular needs.  VT Job Start loans can be used to start, strengthen or expand small businesses.  Financing uses include equipment, inventory and operating capital. 
VEDA 802·828·5627 www.veda.org
VT Job Start 802-828-5467

Downtown Property Revitalization

Citizens Bank has established a Downtown Small Business Initiative.  This program targets businesses in the downtown area.  Call 802·951·2479 for more information.

Before you apply for a loan, read about business plans and financing. Also, visit the web sites of these lenders to help you decide which are most appropriate.