 |
|
 |
 |
| Town / City |
Number of Units |
| Bolton |
64 |
| Burlington |
7,797 |
| Charlotte |
342 |
| Colchester |
990 |
| Essex Town |
1,123 |
| Hinesburg |
291 |
| Huntington |
157 |
| Jericho |
323 |
| Milton |
446 |
| Richmond |
338 |
| Shelburne |
301 |
| South Burlington |
700 |
| Underhill |
230 |
| Westford |
158 |
| Williston |
345 |
| Winooski |
1,501 |
| Town |
Percent of Units Built Before 1950 |
| Bolton |
15.5% |
| Burlington |
47.6% |
| Charlotte |
22.9% |
| Colchester |
14.7% |
| Essex Town |
15.7% |
| Essex Junction |
21.2% |
| Hinesburg |
17.1% |
| Huntington |
21.0% |
| Jericho |
18.2% |
| Milton |
12.7% |
| Richmond |
22.1% |
| Shelburne |
11.0% |
| South Burlington |
10.8% |
| Underhill |
21.1% |
| Westford |
21.1% |
| Williston |
11.4% |
| Winooski |
49.8% |

| Census Tract |
Block Group |
Percent of Housing Units Built Before 1950 |
| One |
Block Group 1 |
10.7% |
| Block Group 2 |
16.5% |
| Two |
Block Group 1 |
5.3% |
| Block Group 2 |
31.1% |
| Block Group 3 |
10.6% |
| Block Group 4 |
11.1% |
| Three |
Block Group 1 |
65.8% |
| Block Group 2 |
80.3% |
| Four |
Block Group 1 |
71.9% |
| Block Group 2 |
53.6% |
| Block Group 3 |
61.5% |
| Five |
Block Group 1 |
67.7% |
| Block Group 2 |
72.9% |
| Block Group 3 |
71.4% |
| Six |
Block Group 1 |
44.0% |
| Block Group 2 |
64.2% |
| Seven |
Block Group 1 |
55.3% |
| Block Group 2 |
48.3% |
| Eight |
Block Group 1 |
61.0% |
| Block Group 2 |
42.7% |
| Nine |
Block Group 1 |
89.4% |
| Block Group 2 |
81.5% |
| Block Group 3 |
43.2% |
| Ten |
Block Group 1 |
54.2% |
| Block Group 2 |
70.5% |
| Eleven |
Block Group 1 |
42.5% |
| Block Group 2 |
1.4% |

| Time Period |
Chittenden County |
Northeast |
National MSA |
| Dec-95 |
1.2% |
6.9% |
7.7% |
| Jun-96 |
0.6% |
7.6% |
7.5% |
| Dec-96 |
0.6% |
7.1% |
7.6% |
| Jun-97 |
1.0% |
6.7% |
7.8% |
| Dec-97 |
1.0% |
6.9% |
7.5% |
| Jun-98 |
0.9% |
7.2% |
7.8% |
| Dec-98 |
0.7% |
6.1% |
7.5% |
| Jun-99 |
0.6% |
7.0% |
7.9% |
| Dec-99 |
0.2% |
5.3% |
7.7% |
| Jun-00 |
0.6% |
5.8% |
7.6% |
| Dec-00 |
0.7% |
5.3% |
7.5% |
| Jun-01 |
0.3% |
5.3% |
7.9% |
| Dec-01 |
1.5% |
5.4% |
8.4% |
| Jun-02 |
0.9% |
5.6% |
8.1% |
| Dec-02 |
2.0% |
5.6% |
9.1% |
| Jun-03 |
2.7% |
6.8% |
9.4% |
| Dec-03 |
2.7% |
6.9% |
10.1% |
| Jun-04 |
1.3% |
7.0% |
10.2% |
| Dec-04 |
2.5% |
6.8% |
10.1% |
| Jun-05 |
1.5% |
6.1% |
9.7% |
| Dec-05 |
2.5% |
6.7% |
9.4% |
| Jun-06 |
1.4% |
6.9% |
9.5% |
| Dec-06 |
1.8% |
6.5% |
9.9% |
| Jun-07 |
2.0% |
7.4% |
9.6% |
| Dec-01 |
1.3% |
|
|

| Town |
Percent of Renters who are Cost-Burdened |
| Bolton |
45.7% |
| Burlington |
46.8% |
| Charlotte |
39.9% |
| Colchester |
35.9% |
| Essex Town |
30.1% |
| Essex Junction |
24.5% |
| Hinesburg |
22.9% |
| Huntington |
28.6% |
| Jericho |
27.2% |
| Milton |
38.6% |
| Richmond |
34.5% |
| Shelburne |
44.4% |
| South Burlington |
44.3% |
| Underhill |
32.9% |
| Westford |
17.6% |
| Williston |
42.1% |
| Winooski |
38.0% |

| Age Group |
# of Households |
| 15 to 24 years |
2,242 |
| 25 to 34 years |
2,821 |
| 35 to 44 years |
1,706 |
| 45 to 54 years |
1,071 |
| 55 to 59 years |
268 |
| 60 to 64 years |
238 |
| 65 to 74 years |
468 |
| 75 to 84 years |
358 |
| 85 years and over |
117 |

| Area |
Percent of Renters Who are Families with
Children |
Percent of Renters Occupying Same Units for
5 or More Years |
| Census Tract 1 |
31.4% |
15.5% |
| Census Tract 2 |
47.9% |
19.9% |
| Census Tract 3 |
29.1% |
16.7% |
| Census Tract 4 |
15.9% |
12.7% |
| Census Tract 5 |
5.6% |
8.3% |
| Census Tract 6 |
12.9% |
12.4% |
| Census Tract 7 |
5.1% |
10.5% |
| Census Tract 8 |
16.7% |
15.0% |
| Census Tract 9 |
6.8% |
16.0% |
| Census Tract 10 |
18.7% |
18.2% |
| Census Tract 11 |
29.5% |
18.4% |
| Citywide |
17.8% |
14.1% |

| |
Percent Homeowners |
| U.S. |
66.2% |
| Vermont |
70.6% |
| Chittenden County |
66.1% |
| Winooski |
39.3% |
| South Burlington |
68.7% |
| Colchester |
70.9% |
| Essex |
77.3% |
| Milton |
86.9% |
| Williston |
84.7% |
| Rutland |
53.4% |
| Burlington |
41.5% |
| Lawrence, MA |
32.2% |
| Lowell, MA |
43.0% |
| Manchester, NH |
46.0% |
| Concord, NH |
51.4% |
| Portsmouth, NH |
50.0% |
| Portland, ME |
42.5% |
| Bangor, ME |
47.5% |
| Lewiston, ME |
47.2% |
| Ithaca, NY |
26.0% |
| Plattsburgh, NY |
37.3% |

| Census Tract |
Block Group |
Percent of Households Who are Homeowners |
| One |
Block Group 1 |
78.03% |
| Block Group 2 |
70.91% |
| Two |
Block Group 1 |
39.80% |
| Block Group 2 |
85.02% |
| Block Group 3 |
93.19% |
| Block Group 4 |
75.27% |
| Three |
Block Group 1 |
24.26% |
| Block Group 2 |
38.77% |
| Four |
Block Group 1 |
13.38% |
| Block Group 2 |
8.30% |
| Block Group 3 |
19.73% |
| Five |
Block Group 1 |
25.24% |
| Block Group 2 |
11.65% |
| Block Group 3 |
12.25% |
| Six |
Block Group 1 |
33.27% |
| Block Group 2 |
24.53% |
| Seven |
Block Group 1 |
58.88% |
| Block Group 2 |
34.42% |
| Eight |
Block Group 1 |
47.39% |
| Block Group 2 |
83.78% |
| Nine |
Block Group 1 |
44.86% |
| Block Group 2 |
21.10% |
| Block Group 3 |
12.60% |
| Ten |
Block Group 1 |
23.52% |
| Block Group 2 |
14.86% |
| Eleven |
Block Group 1 |
50.96% |
| Block Group 2 |
81.14% |

| Age Group |
# of Households |
| 15 to 24 years |
87 |
| 25 to 34 years |
678 |
| 35 to 44 years |
1,574 |
| 45 to 54 years |
1,524 |
| 55 to 59 years |
654 |
| 60 to 64 years |
444 |
| 65 to 74 years |
866 |
| 75 to 84 years |
600 |
| 85 years and over |
169 |

| Year |
Median Price, Single Family Home |
| 2000 |
$131,000 |
| 2001 |
$143,650 |
| 2002 |
$165,000 |
| 2003 |
$179,500 |
| 2004 |
$214,200 |
| 2005 |
$252,000 |
| 2006 |
$250,000 |

| Price Range |
Months Supply |
Balanced Supply |
Difference |
| $80,000 - $149,000 |
2.4 |
6 |
-3.6 |
| $150,000 - $174,000 |
4 |
6 |
-2 |
| $175,000 - $199,000 |
4.4 |
6 |
-1.6 |
| $200,000 - $224,999 |
2.4 |
6 |
-3.6 |
| $225,000 - $249,999 |
2.1 |
6 |
-3.9 |
| $250,000 - $274,999 |
4.2 |
6 |
-1.8 |
| $275,000 - $299,999 |
5.8 |
6 |
-0.2 |
| $400,000 - $349,999 |
5.8 |
6 |
-0.2 |
| $350,000 - $399,999 |
6.2 |
6 |
0.2 |
| $400,000 - $49,999 |
7.4 |
6 |
1.4 |
| $450,000 - $499,999 |
7.7 |
6 |
1.7 |
| $500,000 - $649,999 |
10.3 |
6 |
4.3 |
| $650,000 - $799,999 |
18 |
6 |
12 |
| $800,000 - $1,000,000 |
16.4 |
6 |
10.4 |
| $1,000,000 + |
26.2 |
6 |
20.2 |

|
Percent of Conventional Home Purchase
Loans by Subprime Lenders |
1997 |
1998 |
1999 |
2000 |
2001 |
2002 |
2003 |
2004 |
| Nation |
3.80% |
5.70% |
6.60% |
7.70% |
6.70% |
8.80% |
11.90% |
15.70% |
| Vermont |
1.10% |
2.30% |
2.80% |
3.10% |
4.00% |
3.60% |
4.00% |
8.10% |
| Essex Junction |
0.60% |
0.00% |
1.40% |
1.10% |
2.20% |
0.00% |
2.50% |
10.20% |
| Winooski |
0.00% |
10.20% |
4.30% |
6.00% |
5.80% |
1.40% |
6.00% |
13.80% |
| South Burlington |
0.40% |
1.30% |
1.10% |
1.40% |
1.40% |
2.70% |
4.10% |
4.40% |
| Burlington |
0.70% |
2.00% |
1.70% |
1.80% |
1.50% |
0.90% |
2.10% |
7.80% |
|
Percent of Conventional Refinancing
Loans by Subprime Lenders |
1997 |
1998 |
1999 |
2000 |
2001 |
2002 |
2003 |
2004 |
| Nation |
20.40% |
12.60% |
18.10% |
24.10% |
9.30% |
8.90% |
9.40% |
21.30% |
| Vermont |
7.20% |
4.90% |
9.80% |
15.60% |
4.00% |
3.80% |
4.60% |
14.20% |
| Essex Junction |
4.40% |
3.80% |
3.90% |
7.40% |
1.70% |
2.30% |
2.00% |
5.80% |
| Winooski |
5.40% |
7.10% |
2.90% |
21.40% |
7.60% |
4.50% |
5.90% |
18.50% |
| South Burlington |
4.60% |
2.60% |
5.00% |
8.20% |
1.50% |
0.90% |
1.60% |
7.50% |
| Burlington |
5.70% |
3.40% |
10.10% |
14.90% |
3.00% |
1.90% |
3.20% |
10.50% |
|
Percent of Conventional Home
Improvement Loans by Subprime Lenders |
1997 |
1998 |
1999 |
2000 |
2001 |
2002 |
2003 |
2004 |
| Nation |
10.20% |
9.50% |
10.10% |
10.00% |
11.70% |
13.20% |
13.90% |
17.60% |
| Vermont |
1.10% |
2.30% |
2.80% |
3.10% |
4.00% |
3.60% |
4.00% |
8.10% |
| Essex Junction |
0.60% |
0.00% |
1.40% |
1.10% |
2.20% |
0.00% |
2.50% |
10.20% |
| Winooski |
0.00% |
10.20% |
4.30% |
6.00% |
5.80% |
1.40% |
6.00% |
13.80% |
| South Burlington |
0.40% |
1.30% |
1.10% |
1.40% |
1.40% |
2.70% |
4.10% |
4.40% |
| Burlington |
0.70% |
2.00% |
1.70% |
1.80% |
1.50% |
0.90% |
2.10% |
7.80% |
|
Number of Conventional Home
Purchase Loans by Subprime Lenders |
1997 |
1998 |
1999 |
2000 |
2001 |
2002 |
2003 |
2004 |
| Tract 1 |
0 |
0 |
1 |
3 |
4 |
1 |
2 |
12 |
| Tract 2 |
0 |
1 |
2 |
2 |
0 |
1 |
0 |
4 |
| Tract 3 |
0 |
1 |
2 |
1 |
1 |
0 |
0 |
7 |
| Tract 4 |
1 |
4 |
1 |
1 |
0 |
1 |
1 |
7 |
| Tract 5 |
0 |
1 |
0 |
0 |
0 |
1 |
3 |
5 |
| Tract 6 |
1 |
1 |
0 |
0 |
1 |
0 |
0 |
5 |
| Tract 7 |
0 |
0 |
0 |
0 |
0 |
0 |
1 |
1 |
| Tract 8 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
1 |
| Tract 9 |
0 |
0 |
1 |
0 |
1 |
0 |
1 |
0 |
| Tract 10 |
0 |
0 |
0 |
1 |
0 |
0 |
1 |
0 |
| Tract 11 |
1 |
1 |
1 |
1 |
0 |
0 |
1 |
0 |
|
Number of Conventional Refinancing
Loans by Subprime Lenders |
1997 |
1998 |
1999 |
2000 |
2001 |
2002 |
2003 |
2004 |
| Tract 1 |
5 |
6 |
6 |
9 |
13 |
9 |
14 |
15 |
| Tract 2 |
3 |
5 |
10 |
2 |
5 |
3 |
11 |
12 |
| Tract 3 |
1 |
9 |
15 |
7 |
4 |
5 |
11 |
16 |
| Tract 4 |
3 |
2 |
3 |
4 |
1 |
3 |
7 |
6 |
| Tract 5 |
0 |
1 |
2 |
4 |
0 |
1 |
3 |
1 |
| Tract 6 |
0 |
2 |
3 |
0 |
3 |
0 |
5 |
9 |
| Tract 7 |
2 |
1 |
2 |
0 |
1 |
0 |
1 |
3 |
| Tract 8 |
0 |
1 |
1 |
0 |
0 |
1 |
4 |
1 |
| Tract 9 |
0 |
1 |
1 |
1 |
0 |
1 |
1 |
2 |
| Tract 10 |
0 |
0 |
2 |
1 |
2 |
1 |
0 |
2 |
| Tract 11 |
1 |
0 |
1 |
1 |
0 |
2 |
5 |
6 |

| Income Range |
Tract 1 |
Tract 2 |
Tract 3 |
Tract 4 |
Tract 5 |
Tract 6 |
Tract 7 |
Tract 8 |
Tract 9 |
Tract 10 |
Tract 11 |
| Less than $5,000 |
20 |
24 |
6 |
0 |
0 |
5 |
0 |
11 |
5 |
6 |
0 |
| $5,000 to $9,999 |
23 |
30 |
28 |
7 |
8 |
6 |
7 |
11 |
0 |
0 |
0 |
| $10,000 to $14,999 |
59 |
29 |
6 |
5 |
5 |
0 |
0 |
21 |
0 |
13 |
25 |
| $15,000 to $19,999 |
34 |
38 |
23 |
12 |
5 |
22 |
0 |
40 |
17 |
25 |
18 |
| $20,000 to $24,999 |
49 |
73 |
26 |
28 |
16 |
41 |
13 |
11 |
11 |
18 |
37 |
| $25,000 to $34,999 |
202 |
222 |
100 |
47 |
37 |
93 |
13 |
59 |
14 |
20 |
75 |
| $35,000 to $49,999 |
348 |
303 |
83 |
27 |
67 |
95 |
37 |
108 |
43 |
19 |
91 |
| $50,000 to $74,999 |
298 |
440 |
118 |
48 |
71 |
127 |
91 |
141 |
86 |
20 |
139 |
| $75,000 to $99,999 |
216 |
220 |
20 |
11 |
43 |
92 |
52 |
116 |
41 |
45 |
146 |
| $100,000 to $149,999 |
103 |
189 |
20 |
7 |
5 |
40 |
72 |
43 |
47 |
14 |
95 |
| $150,000 or more |
29 |
45 |
6 |
4 |
0 |
26 |
50 |
49 |
43 |
28 |
80 |

| Year |
Number of Filings |
| 2000 |
96 |
| 2001 |
108 |
| 2002 |
113 |
| 2003 |
120 |
| 2004 |
119 |
| 2005 |
115 |
| 2006 |
158 |
| 2007 |
161 |

| Year |
No. 2 Fuel Oil Per Gallon |
Propane Per Gallon |
Natural Gas Per 100 Cubic Feet |
| Nov. 2001 |
$1.22 |
$1.39 |
$1.11 |
| Nov. 2002 |
$1.20 |
$1.33 |
$0.98 |
| Nov. 2003 |
$1.32 |
$1.51 |
$1.09 |
| Nov. 2004 |
$2.02 |
$1.91 |
$1.17 |
| Nov. 2005 |
$2.48 |
$2.25 |
$1.29 |
| Nov. 2006 |
$2.48 |
$2.35 |
$1.57 |
| Nov. 2007 |
$2.97 |
$2.59 |
$1.70 |

| Census Tract |
All Families with a Child Age 6 or
Younger |
Extremely Low-Income Families |
Low-Income Families |
Moderate-Income Families |
| Tract 1 |
158 |
25 |
18 |
31 |
| Tract 2 |
130 |
0 |
0 |
35 |
| Tract 3 |
64 |
0 |
4 |
16 |
| Tract 4 |
14 |
0 |
4 |
3 |
| Tract 5 |
25 |
0 |
0 |
7 |
| Tract 6 |
34 |
0 |
0 |
9 |
| Tract 7 |
50 |
0 |
0 |
14 |
| Tract 8 |
115 |
0 |
10 |
29 |
| Tract 9 |
39 |
0 |
4 |
10 |
| Tract 10 |
0 |
0 |
0 |
0 |
| Tract 11 |
30 |
0 |
0 |
8 |

| Census Tract |
All Families with a Child Age 6 or
Younger |
Extremely Low-Income Families |
Low-Income Families |
Moderate-Income Families |
| Tract 1 |
56 |
34 |
1 |
2 |
| Tract 2 |
175 |
60 |
1 |
20 |
| Tract 3 |
103 |
40 |
34 |
8 |
| Tract 4 |
89 |
40 |
4 |
12 |
| Tract 5 |
28 |
4 |
4 |
5 |
| Tract 6 |
72 |
34 |
8 |
8 |
| Tract 7 |
4 |
0 |
0 |
1 |
| Tract 8 |
32 |
4 |
24 |
1 |
| Tract 9 |
36 |
4 |
8 |
7 |
| Tract 10 |
79 |
20 |
40 |
5 |
| Tract 11 |
8 |
4 |
4 |
0 |

| Year |
10+ (Elevated) |
20+ (Severe) |
| 1995 |
19.52% |
3.60% |
| 1996 |
9.62% |
0.80% |
| 1997 |
5.22% |
0.43% |
| 1998 |
5.17% |
0.26% |
| 1999 |
4.09% |
0.72% |
| 2000 |
6.13% |
0.49% |
| 2001 |
2.85% |
0.00% |
| 2002 |
3.43% |
0.29% |
| 2003 |
3.54% |
0.27% |
| 2004 |
4.07% |
1.02% |
| 2005 |
4.27% |
0.49% |
| 2006 |
3.47% |
0.79% |

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