Home Buyer Education - They help customers determine if
homeownership is right for them, help them through the process of
buying a home step by step, and provide post-purchase support. HOC
Orientations are offered on a weekly or bi-weekly basis. All
services are explained at that meeting. If a customer decides to
work with the HOC, they complete a confidential personal profile.
There is a small fee for a credit report and workshop materials. The
next step is to attend one of the monthly Home Buyer Workshops. HOC
staff and customers work together on a home buying plan. From there
customers can take advantage of all the HOC services and programs
listed below.
Credit and Budget Counseling - If a customer needs to
rebuild his/her credit or would like guidance on budgeting toward
buying a home, the HOC offers private, confidential counseling.
Financial Assistance - The HOC helps find the most
affordable home financing options, which may include help with down
payment and closing costs. HOC staff assists with contacting the
lender of choice and works with the customer every step of the way.
Special Lender Programs - HOC staff guide customers to the
resources that help get the most home for their money.
Home Maintenance Education - To help new home buyers make
the most of their home and keep it in great shape, the HOC offers
home maintenance/repair and lawn and garden care workshops led by
experts in the field.
Home Rehab Planning and Loans - HOC staff arrange a post
inspection rehab plan to ensure home buyers have the resources to
fix any problems in their new home.
Delinquency Intervention - If a customer gets behind in
their mortgage payments, HOC staff works to get them back on track
and in good standing.
CEDO provides organizational capacity funding to the
NeighborWorks® HomeOwnership Center of Vermont.
